Sunlife.co.uk’s Guaranteed Over 50 Plan is the UK’s top choice for over-50s life insurance, offering guaranteed acceptance for ages 49-85 with no medical checks. Premiums start at £4/month, fixed until the policy anniversary after your 95th birthday, with payouts up to £18,000 based on age and payment. Full cover kicks in after 12 months, or instantly for accidental death. It’s simple to set up online or by phone, and includes a free £140 gift card after six payments. Ideal for funeral costs or a small legacy, it’s trusted by over 800,000 customers for its affordability and reliability.