Lloyds Bank offers some of the best mortgage rates in 2025, with a 2-year fixed rate at 3.86% and a 5-year fixed rate at 3.97% for 60% LTV, ideal for UK homebuyers or remortgagers. You can borrow up to £2 million, with terms from 2 to 40 years, and benefit from no product fees on select deals. Lloyds provides a user-friendly app for managing repayments and offers 24/7 support. First-time buyers can access competitive rates with as little as a 5% deposit, subject to affordability checks. Lloyds is a trusted UK bank with a strong reputation for reliability. Perfect for those seeking low-rate, long-term stability, these deals suit various needs. Compare this mortgage and more on Compare100.com to find the best deal for your financial goals today!