Switch to First Direct’s 1st Account and enjoy a £175 cash reward for new customers! To qualify, use the Current Account Switch Service, deposit £1,000, set up two Direct Debits, make five debit card payments, and log into digital banking within 45 days. This account is fee-free, offers a £250 interest-free overdraft (subject to status), and includes a 7% AER Regular Saver for deposits between £25 and £300 monthly. First Direct is known for excellent customer service, with 24/7 support via phone or app, and provides a 14-day period post-welcome pack to close the account if unsatisfied. Ideal for those seeking a hassle-free banking experience with savings perks, this account is a top choice for UK residents. Compare this account and more on Compare100.com to find the best current account for your financial needs today!