Cynergy Bank offers a 1-year fixed-rate savings account with a competitive 5.10% AER, ideal for UK savers in 2025 looking to lock in high returns. You can start with just £1, making it accessible for all, and your funds are protected up to £85,000 by the FSCS. Interest is paid annually, and while you can’t access your money during the term, the rate ensures steady growth. Cynergy Bank’s online platform is user-friendly, offering 24/7 support and easy account management. Cynergy Bank is a trusted UK provider known for competitive savings products. Perfect for those seeking a guaranteed return with a low entry point, this account delivers value. Compare this savings account and more on Compare100.com to find the best option for your financial goals today!