Barclays offers personal loans from £1,000 to £25,000 over 1 to 5 years, with rates starting at 4.9% APR representative for loans between £7,500 and £15,000. There are no arrangement fees, and you can apply online with an instant decision for Barclays customers, making it a convenient option for UK borrowers in 2025. Barclays allows overpayments without penalties, helping you reduce interest costs, and offers a 7-day cooling-off period. Funds are typically available within 24 hours of approval, ideal for urgent needs like debt consolidation or car purchases. Barclays’ mobile app provides budgeting tools and 24/7 support. Known for reliability, Barclays is a trusted UK bank. Perfect for flexible, low-rate borrowing, this loan suits various needs. Compare this loan and more on Compare100.com to find the best loan for your financial goals today!