logo get home buildings and contents quotes

Great value insurance for your car and home, with 10% off for Breakdown members. We also offer caravan insurance, classic car insurance, travel insurance and much more.



get home insurance quote




Select the level of cover that's right for you, and only pay for what you need

  • Fire or flood? We'll find you and your family somewhere to stay
  • Up to 12% online discount and a 10% RAC member discount**
  • Keycare provides up to £1000 cover for replacement locks should your keys become lost or stolen
  • Contents cover includes up to £500 of musical downloads
  • UK only call centres if you need to talk to us about your home insurance home insurance , protect the place that matters the most


Optional cover - add extras to your home insurance

  • Extended accidental damage to contents: in case you spill that glass of wine on your new carpet
  • Extended accidental damage to buildings: put your foot through the ceiling? It's covered
  • Personal effects: your belongings covered when you're out and about (available when you insure your contents)
  • Cover for personal money, frozen food and pedal cycles

Could you save money with RAC Home Insurance?


Optional Home Emergency Cover

  • Emergency helpline available 24 hours a day 365 days a year
  • £500 limit per incident and no policy excesses
  • Normally same-day attendance by an approved contractor
  • Emergency cover for the loss of essential services to your home
Based on customers who bought a contents, buildings or combined home policy between January 2011 and March 2011, 51% paid less than £177. Your premium will depend on your circumstances and the type of cover you choose. Source: RAC data.
The 10% discount offer will run from 1 August 2011 and applies to RAC Breakdown Members and RAC Car Insurance policy holders who purchase a new RAC Home Insurance policy online or over the telephone. Existing home insurance customers, rebroke customers or policies purchased via price comparison websites are not eligible for this offer. Only available to RAC Member's who purchased breakdown or car insurance policy directly with RAC (policies purchased via third parties are excluded). We reserve the right to withdraw the offer at any time. This offer is not available in conjunction with any other offer.
RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817. Registered Office: 8 Surrey Street, Norwich NR1 3NG. RAC Home Insurance is administered by Gallagher Heath Insurance Services, a trading name of Heath Lambert Limited. Registered Office: 9 Alie Street, London, ED1 8DE. Registered No. 1199129 England and Wales. Both companies are authorised and regulated by the Financial Services Authority.